Financing Options

HVAC Financing Options

We rely on our home’s heating and cooling systems more than we realize. We tend to take them to for granted, until an issue arises and causes our HVAC system to suffer a breakdown, sending our home into temperature extremes and sending us into a panic! Having your home at an extreme temperature can be bad for your mood, your health, and your finances. Food, medications, and even your pipes must be within certain temperature ranges in order to not be destroyed.

In a perfect world, whenever we had problems and needed our HVAC repaired or replaced we would have room in our budget for it. Unfortunately, many homeowners and families are living pay check to pay check, with very little, if anything, in savings. The need for a new heating system or air conditioning would put them way over the edge and be completely unaffordable.

HVAC Financing Program Through Wells Fargo Bank, N.A.

At J&M Air Conditioning and Heating, we understand and can appreciate the predicament that this puts homeowners in. This is why we offer HVAC financing to our customers. Whether it is a/c replacement / new install financing or heating system replacement / new install financing, we are here to help. Special financing with approved credit can allow you to get the much needed repairs to your HVAC system, or even get a new furnace or air conditioning system.

Benefits include:

  • Convenience
  • Regular monthly payments
  • Bill pay options
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Now offering 120-month financing at 9.99%

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*The Carrier credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases of $10,000 or more charged with approved credit. Minimum monthly payments are required during the promotional (2024) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 04/01/2024 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires [12/31/2024].

If you are having a problem with your HVAC system, or know that you need repairs or a system replacement, we are here to bridge this gap between your need and your lack of cash. Call us at J&M Air Conditioning and Heating for more information on financing or for HVAC products.

Contact us. We will help walk you through the process

(951) 654-3464